At My Garden Studio, we understand that many customers may prefer the option of paying with finance, That’s why we’re proud to be partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost of your purchase with monthly payments.
About Ideal4Finance
Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.
Typical Repayment Example, 9.9% APR over 48 months
| Studio | ePod | eSnug | eSnug Plus | eLodge |
| Purchase Price (from) | £6,400 | £8,900 | £10,900 | £13,300 |
| Example Delivery and Installation Cost | £475 | £520 | £720 | £820 |
| Deposit (35%) | £2,406 | £3,297 | £4,067 | £4,942 |
| Repayment Period | 48 months | 48 months | 48 months | 48 months |
| Monthly Payment | £113.12 | £155.00 | £191.20 | £232.34 |
| Total Finance Repayable | £5,429.90 | £7,440.06 | £9,177.65 | £11,152.19 |
The following finance options are available, always subject to the lender’s assessment:
- 0% finance available over 12 or 24 months
- Fixed finance at 7.9% APR over 36 months
- Fixed finance at 9.9% APR over 48 months
- Fixed finance at 10.9% APR over 60 months
- Fixed finance at 12.9% APR over 120 months
A 35% deposit is required, and we will agree the deposit amount with you before you begin the application process.
* Please note the representative example provides an indication only and the exact details will be provided at the application stage. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score
How to apply
To get started, simply click the “Get a Quote” button below and fill in your details. We’ll need to know which studio you’re interested in and your postcode so we can work out your delivery and installation costs. Once we have this information, we’ll send you a comprehensive quote with a complete breakdown of all your different finance options, showing you exactly what each monthly payment would be across our available terms and next steps.
If you need support with your application, please call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).
E-Spaces Design and Create Ltd t/a My Garden Studio is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.
